Lender Liability/ Retail Bank Litigation/ Predatory Lending

Mr. Schain defends financial institutions, governmental units, and merchants in retail bank, loan origination, loan servicing, predatory lending, mortgage and collection related litigation under federal laws including:

• Truth in Lending Act
• Home Ownership Equity Protection Act
• Real Estate Settlement Practices Act
• Fair Credit Reporting Act
• Equal Credit Opportunity Act
• Fair Debt Collection Practices Act

and state law claims including those arising under:

• Unfair Trade Practices and Consumer Protection Law
• Mortgage Satisfaction Act
• Credit Services Act
• Fair Credit Uniform Extension Act
• Judgment Satisfaction Act
• Home Improvement and Finance Act                    

Mr. Schain also represents financial institutions, governmental units, and merchants in creditors' rights and commercial collection litigation, execution proceedings, and bankruptcies.

Mr. Schain is a frequent Pennsylvania Bar Institute and National Business Institute author and lecturer on retail banking and home loan litigation, ethics and civil litigation.

Representative Clients:
         Wells Fargo Bank, J.P.Morgan Chase, Washington Mutual Bank, Deutsche Bank, City of          Philadelphia, Federal Deposit Insurance Corporation, First Virginia Banks, K-Mart Corporation,          and Raymours & Flanigan Furniture Company.